INTRODUCTION

If  you are visiting this page you may have been directed from one of our  group of websites. We have created this privacy statement in order to  demonstrate our firm and continuing commitment to the privacy of  personal information provided by those visiting and interacting with any  website controlled by MoneyWorks Financial Coaching LLC. We hold the  privacy of your personal information in the highest regard. The  following discloses our information gathering and dissemination  practices for these websites. MoneyWorks Financial Coaching LLC abides  by the rules dictated in law by the U.S. FCC (Federal Communications  Commission).

We recognize the importance  of protecting your privacy and our policy is designed to assist you in  understanding how we collect, use and safeguard the personal information  you provide to us and to assist you in making informed decisions when  using our sites. This policy will be continuously assessed against new  technologies, business practices and our customers’ needs. 

WHAT INFORMATION DO WE COLLECT?

When  you visit these websites you may provide us with two types of  information: personal information you knowingly choose to disclose that  is collected on an individual basis and Website use information  collected on an aggregate basis as you and others browse our Web site.

PERSONAL INFORMATION YOU CHOOSE TO PROVIDE

Registration Information

When you register for any of our products, services or newsletters you will provide us information about yourself.

Credit Card Information

If  you choose to avail of our services, you may need to give personal  information and authorization to obtain information from various credit  services. For example, you may need to provide the following  information:

Name

Mailing address

Email address

Credit card number

Name on credit card

CVV number (Card Verification Value)

Credit card billing address

Business and home phone number

Email Information

If  you choose to correspond with us through email, we may retain the  content of your email messages together with your email address and our  responses. We provide the same protections for these electronic  communications that we employ in the maintenance of information received  by mail and telephone.

WEBSITE USE INFORMATION

Similar  to other commercial Websites, our Websites utilize a standard  technology called “cookies” (see explanation below, “What Are Cookies?”)  and web server log files to collect information about how our Website  is used. Information gathered through cookies and Web server logs may  include the date and time of visits, the pages viewed, time spent at our  Website, and the Websites visited just before and just after our  Website.

How Do We Use the Information That You Provide to Us?

Broadly  speaking, we use personal information for purposes of administering our  business activities, providing the products and services you requested,  to process your payment, to monitor the use of the service, our  marketing and promotional efforts and improve our content and service  offerings, and customize our site’s content, layout, services and for  other lawful purposes. These uses improve our site and better tailor it  to meet your needs.

Furthermore, such  information may be shared with others on an aggregate basis. Personally  identifiable information or business information will not be shared with  parties except as required by law.

Occasionally,  we may also use the information we collect to notify you about  important changes to our Website, new services, and special offers we  think you will find valuable. You may notify us at any time if you do  not wish to receive these offers by emailing us at the link provided on  the newsletter.

What Are Cookies?

A  cookie is a very small text document, which often includes an anonymous  unique identifier. When you visit a Website, that site’s computer asks  your computer for permission to store this file in a part of your hard  drive specifically designated for cookies. Each Website can send its own  cookie to your browser if your browser’s preferences allow it, but (to  protect your privacy) your browser only permits a Website to access the  cookies it has already sent to you, not the cookies sent to you by other  sites. Browsers are usually set to accept cookies. However, if you  would prefer not to receive cookies, you may alter the configuration of  your browser to refuse cookies. If you choose to have your browser  refuse cookies, it is possible that some areas of our site will not  function as effectively when viewed by the users. A cookie cannot  retrieve any other data from your hard drive or pass on computer  viruses.

How Do We Use Information We Collect from Cookies?

As  you visit and browse our Website, the site uses cookies to  differentiate you from other users. In some cases, we also use cookies  to prevent you from having to log in more than is necessary for  security. Cookies, in conjunction with our Web server’s log files, allow  us to calculate the aggregate number of people visiting our Website and  which parts of the site are most popular. This helps us gather feedback  to constantly improve our Website and better serve our clients. Cookies  do not allow us to gather any personal information about you and we do  not intentionally store any personal information that your browser  provided to us in your cookies.

IP Addresses

IP  addresses are used by your computer every time you are connected to the  Internet. Your IP address is a number that is used by computers on the  network to identify your computer. IP addresses are automatically  collected by our web server as part of demographic and profile data  known as traffic data so that data (such as the Web pages you request)  can be sent to you.

Sharing and Selling Information

We  do not share, sell, lend or lease any of the information that uniquely  identify a subscriber (such as email addresses or personal details) with  anyone except to the extent it is necessary to process transactions or  provide services that you have requested.

How Can You Access and Correct Your Information?

You  may request access to all your personally identifiable information that  we collect online and maintain in our database by emailing us at the  usual address.

What About Legally Compelled Disclosure of Information?

We  may disclose information when legally compelled to do so, in other  words, when we, in good faith, believe that the law requires it or for  the protection of our legal rights. We may also disclose account  information when we have reason to believe that disclosing this  information is necessary to identify, contact or bring legal action  against someone who may be violating our Terms of Service or to protect  the safety of our users and the Public.

What About Other Websites Linked to Our Website?

We  are not responsible for the practices employed by Websites linked to or  from our Website or the information or content contained therein. Often  links to other Websites are provided solely as pointers to information  on topics that may be useful to the users of our Website.

Please  remember that when you use a link to go from our Website to another  website, our Privacy Policy is no longer in effect. Your browsing and  interaction on any other website, including websites, which have a link  on our Website, is subject to that Website’s own rules and policies.  Please read over those rules and policies before proceeding.

Your Consent

By  using our Website you consent to our collection and use of your  personal information as described in this Privacy Policy. We reserve the  right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security:

Please  note that your information will be stored and processed on our  computers in the United States. The laws on holding personal data in the  United States may be less stringent than the laws of your Country of  residence or citizenship. To prevent unauthorized access, maintain data  accuracy, and ensure the correct use of information, we have put in  place appropriate physical, electronic, and managerial procedures to  safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out:

This  site allows visitors to unsubscribe so that they will not receive  future messages. After unsubscribing we will discontinue sending the  particular messages as soon as technically feasible.

Surveys & Contests

From  time-to-time our site requests information from users via surveys or  contests. Participation in these surveys or contests is completely  voluntary and the user therefore has a choice whether or not to disclose  this information. Information requested may include contact information  (such as name and shipping address), and demographic information (such  as zip code, age level). Contact information will be used to notify the  winners and award prizes. Survey information will be used for purposes  of monitoring or improving the use and satisfaction of this site.

A SPECIAL NOTE ABOUT CHILDREN

Children  are not eligible to use our services unsupervised and we ask that  children (under the age of 18) do not submit any personal information to  us. If you are a minor, you can use this service only in conjunction  with permission and guidance from your parents or guardians.

ACQUISITION OR CHANGES IN OWNERSHIP

In  the event that the website (or a substantial portion of its assets) is  acquired, your information would be considered part of those assets, and  may be part of those assets that are transferred.

POLICY MODIFICATIONS

We  may change this Privacy Policy from time to time. If/when changes are  made to this privacy policy, we will email users who have given us  permission to do so. We will post any changes here, so be sure to check  back periodically. However, please be assured that if the Privacy Policy  changes in the future, we will not use the personal information you  have submitted to us under this Privacy Policy in a manner that is  materially inconsistent with this Privacy Policy, without your prior  consent.

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